Which of the following is a common risk associated with predatory loans?

High fees and interest rates are a common risk associated with predatory loans because these loans are designed to take advantage of borrowers, often targeting those with limited access to traditional credit. Predatory lending practices often involve exorbitant fees and interest rates that can lead to a cycle of debt, making it very difficult for borrowers to repay the loans. This can result in a situation where borrowers are forced to continually refinance or take out additional loans to cover the payments, exacerbating their financial burden.

In contrast, flexible repayment terms, low interest rates, and transparent agreements are characteristics typically associated with responsible lending practices. Predatory loans, however, lack these features, contributing to their harmful effects on borrowers.