For a young adult, what could be a prioritized factor in choosing a financial account?

Immediate access to funds is a prioritized factor for a young adult when choosing a financial account because, at this stage in life, individuals often need quick and easy access to their money for everyday expenses, emergencies, or financial independence. Young adults may be managing school expenses, starting their careers, or adjusting to living independently, all of which require prompt access to cash without excessive delays or limitations. While long-term investment returns, networking opportunities, and brand popularity can be important, they tend to be less critical for a young adult who is still establishing financial habits and may prioritize managing their immediate cash flow over long-term growth. Immediate access to funds ensures that young adults can handle their day-to-day financial needs effectively.